Effective Date: 01-01-2025

Welcome to Dhanote.net. By accessing or using our website, you agree to abide by the following terms and conditions. Please read them carefully.

1. Acceptance of Terms

These Terms of Use (the “Terms”) govern your use of our website and services. By visiting our site or using our services, you acknowledge that you have read, understood, and agreed to be bound by these Terms. If you do not agree with any part of these Terms, you should not continue using our website.

2. Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Any changes will be posted on this page with an updated “Effective Date.” Your continued use of Dhanote.net after any such changes constitutes your acceptance of the new Terms.

3. Use of Our Services

1. Eligibility
   You must be at least 18 years old (or the age of majority in your jurisdiction) to use certain services on Dhanote.net.
2. User Responsibilities
   • You agree to use our website and services only for lawful purposes.
   • You must not engage in activities that could harm, disrupt, or interfere with Dhanote.net or its users.
   • Providing false or misleading information is strictly prohibited.
3. Account Security
   If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for any activity under your account.

4. Intellectual Property

1. Ownership
   All content on Dhanote.net—including text, graphics, logos, icons, images, and software—is the property of Dhanote.net or its licensors, unless otherwise noted.
2. Restrictions
   You may not reproduce, distribute, modify, or create derivative works of any content without explicit written permission from Dhanote.net.

5. Privacy Policy

Your use of Dhanote.net is also subject to our Privacy Policy, which details how we collect, use, and protect your personal information. By using our services, you agree to the terms outlined in our Privacy Policy.

6. User-Generated Content

1. Responsibility
   You are solely responsible for any content (e.g., comments, reviews) you post on Dhanote.net.
2. License
   By posting content, you grant Dhanote.net a non-exclusive, royalty-free, worldwide license to use, display, modify, and distribute that content for the purpose of operating our services.
3. Prohibited Content
   Content that is unlawful, offensive, defamatory, or infringes on third-party rights is not permitted. We reserve the right to remove or modify any user-generated content at our discretion.

7. Disclaimer of Warranties

Dhanote.net provides its services on an “as is” and “as available” basis without warranties of any kind, whether express or implied. We do not guarantee that our services will be uninterrupted, error-free, or free of viruses or other harmful components. Any reliance you place on our services is strictly at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law, Dhanote.net and its affiliates, officers, employees, or agents shall not be liable for any indirect, incidental, special, or consequential damages arising out of or related to the use of our services, including loss of profits, data, or goodwill.

9. Indemnification

You agree to indemnify and hold Dhanote.net, its affiliates, and their respective employees, officers, and agents harmless from any claims, liabilities, damages, expenses, or losses (including attorney’s fees) arising out of or relating to your use of our services or violation of these Terms.

10. Governing Law

These Terms of Use and any disputes arising hereunder shall be governed by and construed in accordance with the laws of Pakistan, without regard to conflicts of law principles. Any legal action or proceeding related to these Terms shall be brought exclusively in the courts of [Your Jurisdiction].

11. Termination

We reserve the right to terminate or suspend your access to our services at any time, for any reason, without prior notice or liability. Upon termination, the rights and licenses granted to you will cease immediately.

12. Contact Us

If you have any questions or concerns about these Terms of Use, please contact us at:

• Email: help@dhanote.net
• Address: Dhanote IT Park, Opposite MCB Bank, near Mughal Plaza, Dhanote

By using Dhanote.net, you agree to abide by these Terms of Use and any updates or modifications that may be made in the future. We appreciate your cooperation and trust in our services.